New Zealand Finance Salary Guide 2025
Comprehensive salary data for banking, finance, and investment professionals across New Zealand
$125K
Average Finance Salary
8.5%
Annual Salary Growth
$15.96
Highest CPC (CFO roles)
Salary Ranges by Role
Banking Roles
Bank Teller
Entry Level
$45K - $55K
Personal Banker
2-3 years
$55K - $70K
Relationship Manager
3-5 years
$70K - $95K
Commercial Banker
5+ years
$90K - $130K
Branch Manager
7+ years
$100K - $150K
Financial Analysis
Financial Analyst
Graduate
$55K - $70K
Senior Financial Analyst
3-5 years
$75K - $95K
Financial Planning & Analysis Manager
5-7 years
$95K - $125K
Finance Director
8+ years
$130K - $180K
Investment & Advisory
Investment Analyst
1-3 years
$65K - $85K
Financial Advisor
2-4 years
$60K - $90K + Commission
Portfolio Manager
5+ years
$120K - $200K
Investment Banking Associate
3-5 years
$130K - $180K
Investment Banking VP
7+ years
$200K - $300K+
Senior Management
Financial Controller
5-7 years
$100K - $140K
Finance Manager
6-8 years
$110K - $150K
Chief Financial Officer
10+ years
$180K - $350K+
Head of Finance
12+ years
$200K - $400K+
Emerging Roles
Mortgage Broker
1-3 years
$50K - $80K + Commission
Fintech Analyst
2-4 years
$70K - $100K
Risk Manager
4-6 years
$90K - $130K
Compliance Officer
3-5 years
$75K - $110K
Salary Variations by Location
Auckland
+15-20% Premium
New Zealand's financial hub commands the highest salaries, particularly for senior roles and investment banking positions.
- Financial Analyst: $60K - $80K
- Banking Manager: $110K - $160K
- CFO: $200K - $400K+
Wellington
+10-15% Premium
Government and regulatory focus with competitive salaries for compliance and policy roles.
- Financial Analyst: $58K - $75K
- Compliance Officer: $80K - $120K
- CFO: $180K - $350K+
Christchurch
Base Market Rate
Growing market with competitive salaries and lower cost of living offering good value.
- Financial Analyst: $55K - $70K
- Banking Manager: $95K - $140K
- CFO: $160K - $300K
Other Regions
-5-10% Discount
Regional centers offer lifestyle benefits with slightly lower salaries but reduced living costs.
- Financial Analyst: $50K - $65K
- Banking Manager: $85K - $125K
- CFO: $150K - $280K
Factors Affecting Finance Salaries
🎓 Education & Qualifications
- CFA Charter: +$20K-$40K premium
- MBA: +$15K-$30K boost
- CA/CPA: +$10K-$25K advantage
- FRM/PRM: +$15K-$35K for risk roles
🏢 Company Size & Type
- Big 4 Banks: Premium salaries + benefits
- Investment Firms: Highest base + bonuses
- Corporate: Competitive with work-life balance
- Startups/Fintech: Equity upside potential
📈 Market Trends 2025
- Digital Skills: High demand, premium pay
- ESG Expertise: Emerging premium area
- Data Analytics: 20%+ salary boost
- Regulatory Knowledge: Consistent demand
💼 Benefits & Total Compensation
- Bonuses: 10-50% of base salary
- KiwiSaver: 3-6% employer contributions
- Insurance: Health, life, income protection
- Development: $5K+ annual training budgets
Salary Negotiation Guide
💡 Negotiation Strategies
- Research thoroughly: Use this guide plus Glassdoor, LinkedIn
- Consider total package: Base + bonus + benefits
- Time it right: After performance reviews or promotions
- Present your case: Quantify your achievements and value
- Be flexible: Consider non-salary benefits
📊 2025 Market Insights
- Talent shortage: 15% increase in negotiating power
- Remote work: Geographic salary differences narrowing
- Skill premium: Digital and ESG skills commanding premiums
- Retention focus: Employers prioritizing existing talent
Download Complete Salary Guide
Get the comprehensive 40-page New Zealand Finance Salary Guide 2025 with detailed breakdowns, bonus structures, and career progression insights.
✓ No spam, unsubscribe anytime