New Zealand Fintech Companies Guide
Your complete guide to careers at NZ's leading fintech companies - from established players to emerging startups
New Zealand's Fintech Revolution
New Zealand's fintech sector has experienced explosive growth, driven by digital transformation, regulatory support, and changing consumer behavior. From investment platforms to digital banking, NZ fintech companies are creating innovative solutions and high-growth career opportunities.
The sector offers unique advantages including equity participation, rapid career progression, and the opportunity to build products that impact millions of users. Whether you're a finance professional, technologist, or business leader, fintech offers compelling career paths.
Why Choose Fintech in NZ?
🚀 Rapid Career Growth
Fast-growing companies offer accelerated promotion opportunities and broad experience across multiple business areas.
💰 Equity Participation
Employee share schemes and stock options provide significant wealth creation opportunities as companies scale.
🌟 Innovation Focus
Work on cutting-edge technology and products that are reshaping financial services for the better.
🎯 Market Impact
Build products used by hundreds of thousands of New Zealanders, making finance more accessible and transparent.
Major NZ Fintech Companies
Sharesies
Making investing accessible for everyday New Zealanders
What They Do
Sharesies is NZ's largest retail investment platform, making it simple for anyone to invest in shares and funds. With over 600,000 users, they've democratized investing by removing minimum investment amounts and complex processes.
Career Opportunities
- Product Management - $90k-130k + equity
- Software Engineering - $80k-140k + equity
- Data Analytics - $75k-120k + equity
- Marketing & Growth - $70k-110k + equity
- Operations & Compliance - $65k-100k + equity
- Customer Success - $55k-85k + equity
Company Culture
- Mission-driven: democratizing wealth creation
- Collaborative and inclusive team environment
- Focus on learning and professional development
- Flexible work arrangements and strong work-life balance
- Regular team events and social activities
Growth Trajectory
Rapid user growth from 50k to 600k+ users in 5 years. Expanding to Australia and building new product offerings. Strong potential for IPO or acquisition creating significant equity value for employees.
Forsyth Barr
New Zealand's leading investment and wealth management firm
What They Do
Forsyth Barr is NZ's largest investment adviser, providing wealth management, sharebroking, research, and investment banking services. They manage over $15 billion in client assets and employ sophisticated technology platforms.
Career Opportunities
- Investment Advisers - $65k-150k + commissions
- Research Analysts - $75k-130k + bonus
- Portfolio Managers - $100k-200k + performance fees
- Investment Banking - $80k-160k + deal bonuses
- Technology & Digital - $75k-140k + bonus
- Operations & Support - $50k-90k + bonus
Company Culture
- Professional and client-focused environment
- Strong emphasis on research and analysis
- Comprehensive training and development programs
- Performance-driven with significant earning potential
- Established network and reputation in NZ financial markets
Enable Me
Digital-first financial advice platform
What They Do
Enable Me provides digital financial advice and wealth management services, combining technology with qualified financial advisers to make professional advice accessible and affordable.
Career Opportunities
- Financial Advisers - $70k-120k + bonus
- Software Engineers - $75k-130k + equity
- Product Managers - $80k-120k + equity
- Marketing & Growth - $65k-100k + equity
- Operations - $55k-85k + equity
Squirrel
Making mortgages and investments simple and transparent
What They Do
Squirrel provides digital mortgage brokerage and investment services, using technology to simplify the home buying process and offer transparent, competitive loan options.
Career Opportunities
- Mortgage Advisers - $60k-110k + commissions
- Credit Analysts - $65k-95k + bonus
- Software Engineers - $70k-120k + equity
- Product & UX - $75k-115k + equity
- Marketing - $60k-90k + equity
Kernel Wealth
Low-cost index fund and KiwiSaver provider
What They Do
Kernel Wealth offers low-cost index funds and KiwiSaver options, focusing on reducing fees and providing transparent investment options for New Zealand investors.
Career Opportunities
- Investment Team - $70k-130k + equity
- Product Management - $80k-120k + equity
- Technology - $70k-115k + equity
- Operations - $55k-85k + equity
- Marketing - $60k-95k + equity
Hatch
US stock trading platform for NZ investors
What They Do
Hatch enables New Zealand investors to easily buy and sell US stocks and ETFs, providing access to global markets that were previously difficult to access from NZ.
Career Opportunities
- Product & Engineering - $75k-130k + equity
- Investment Content - $65k-100k + equity
- Marketing & Growth - $60k-95k + equity
- Operations - $55k-85k + equity
- Customer Success - $50k-75k + equity
Emerging Fintech Companies
InvestNow
Online investment platform offering managed funds and ETFs with no minimum investment.
Booster
KiwiSaver and investment provider with a focus on member outcomes and digital experience.
Simplicity
Non-profit KiwiSaver provider focused on low fees and sustainable investing.
Windcave (formerly Payment Express)
Payment processing and fintech infrastructure provider for merchants across Asia-Pacific.
Pushpay
Mobile commerce and digital giving platform, primarily serving the faith and education sectors.
Hnry
Automated tax and accounting service for contractors and freelancers.
Fintech Career Paths
💻 Technology Roles
$70k-140k + equity
Full-stack development, mobile apps, platform engineering
$80k-130k + equity
Feature development, user experience, roadmap planning
$70k-120k + equity
User analytics, risk modeling, business intelligence
$80k-130k + equity
Cloud platforms, security, scalability, compliance
📊 Finance & Investment
$65k-110k + equity
Portfolio management, market research, fund analysis
$60k-120k + equity
Client advice, financial planning, investment recommendations
$70k-115k + equity
Regulatory compliance, risk assessment, policy development
$80k-130k + equity
Financial planning, reporting, budgeting, investor relations
📈 Business & Growth
$65k-110k + equity
Brand building, digital marketing, customer acquisition
$70k-120k + equity
Partnerships, enterprise sales, market expansion
$55k-90k + equity
User onboarding, support, retention, community building
$65k-105k + equity
Process optimization, vendor management, scaling operations
🏢 Executive & Leadership
$150k-250k + equity
Technology strategy, team leadership, platform architecture
$180k-300k + equity
Financial strategy, fundraising, investor relations, compliance
$130k-200k + equity
Product strategy, team management, market positioning
$140k-220k + equity
Market expansion, local partnerships, regulatory relations
Fintech vs Traditional Finance Careers
Rapid progression, broad responsibilities, equity upside
Structured progression, specialized roles, predictable advancement
Competitive base + significant equity potential
Higher base salaries, bonuses, traditional benefits
Flexible, casual, collaborative, fast-paced
Formal, structured, process-driven, stable
Cutting-edge tools, modern tech stack, innovation focus
Established systems, gradual upgrades, stability focus
Higher risk, potential high reward, job uncertainty
Lower risk, job security, predictable career path
Rapid skill development, cross-functional exposure
Deep specialization, formal training programs
How to Break Into NZ Fintech
🎯 For Finance Professionals
- Develop digital and data analysis skills
- Understand fintech business models and metrics
- Network with fintech professionals on LinkedIn
- Consider roles at traditional firms' digital divisions first
- Highlight analytical and problem-solving abilities
- Learn about regulatory frameworks (FSCL, FMA requirements)
💻 For Technology Professionals
- Learn financial services fundamentals
- Understand compliance and security requirements
- Build experience with payment systems and APIs
- Develop skills in cloud platforms (AWS, GCP, Azure)
- Consider financial services bootcamps or courses
- Contribute to open-source financial projects
🎓 For Graduates
- Target internships at growing fintech companies
- Develop both technical and business skills
- Follow fintech news and industry trends
- Build projects that demonstrate financial understanding
- Network through university finance and tech societies
- Consider graduate programs at companies like Sharesies
🔄 For Career Changers
- Leverage transferable skills (sales, operations, customer service)
- Take online courses in finance and technology
- Start with customer-facing or operations roles
- Highlight adaptability and learning ability
- Consider contracting or part-time work to gain experience
- Join fintech meetups and industry events
Current Fintech Job Opportunities
Find the latest fintech roles across New Zealand's most innovative companies